Contact Lending On Coastal

Speak with our Lending Specialists today.

Need help with lending? Call LOC on 0466 354 764 or send LOC a message below.
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Call LOC

0466 354 764

Mon – Sat
8am – 6pm

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Email

hello@lendingoc.au

Replies within 1 business hour

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Office

Brisbane QLD
Meetings by appointment

Send Lending OC an Enquiry

Fill out the form and one of our lending specialists will contact you shortly.

Our Location

Frequently Asked Questions

What does it cost to work with Lending on Coastal?

In most cases, we’re paid by the lender after settlement, so there’s no upfront fee for standard home loan services. If any fees apply, we’ll explain them clearly before proceeding.

How long does the process take?

Timeframes vary depending on the lender, the type of application, and how quickly documents are provided. We’ll keep you updated at each stage so you know what’s happening.

I’m just exploring options, can I still reach out?

Yes. Many clients start with questions before making any decisions. We can talk through your situation and outline what your options may look like.

I work full-time and my schedule is tight, do you offer flexible appointment times?

Yes, we work around your schedule. We offer after-hours and limited weekend appointments, and most meetings are done via video (Google Meet), so you don’t need to travel or take time out of your day.

Do I need a deposit to get started?

Not always. Some clients use savings, others use equity in an existing property. What matters is your overall position, including your loan structure, income, and goals.

How much can I borrow?

Borrowing capacity varies based on your income, existing debts, living expenses, and lender policies. We can run through this with you and give you a clear range based on your situation.

Can I use equity to buy another property?

In many cases, yes, but it depends on how much usable equity you have and whether the numbers stack up. We’ll walk you through what that could look like and whether it’s suitable.